/* ========== 親の介護とお金ナビ ツールハブ ========== */
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Hiragino Kaku Gothic ProN','Yu Gothic',Meiryo,sans-serif;line-height:1.7;color:#1a1a1a;background:#f7f7f5}
a{color:inherit;text-decoration:none}

/* ヘッダー */
.site-header{background:#0d1b3d;color:#fff;padding:14px 0;border-bottom:3px solid #b89968}
.header-inner{max-width:1080px;margin:0 auto;padding:0 20px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px}
.site-logo{font-size:18px;font-weight:700;letter-spacing:.02em}
.header-nav{display:flex;gap:18px;font-size:14px}
.header-nav a{padding:4px 8px;border-radius:4px;transition:.2s}
.header-nav a:hover,.header-nav a.active{background:#16275a;color:#b89968}

/* パンくず */
.breadcrumb{max-width:1080px;margin:0 auto;padding:14px 20px;font-size:13px;color:#666}
.breadcrumb a{color:#16275a;text-decoration:underline}
.breadcrumb a:hover{color:#b89968}

/* メイン */
.hub-main{max-width:1080px;margin:0 auto;padding:0 20px 60px}

/* ヒーロー */
.hero{text-align:center;padding:30px 0 40px}
.hero h1{font-size:32px;color:#0d1b3d;font-weight:800;line-height:1.4;margin-bottom:16px}
.hero h1 .accent{color:#b89968}
.hero-sub{font-size:15px;color:#444;line-height:1.8}
@media(max-width:600px){.hero h1{font-size:24px}}

/* ライフサイクル */
.lifecycle{background:#fff;border-radius:12px;padding:30px 24px;margin-bottom:40px;box-shadow:0 2px 12px rgba(0,0,0,.04)}
.lifecycle h2{font-size:18px;color:#0d1b3d;text-align:center;margin-bottom:20px;font-weight:700}
.lifecycle h2::before{content:'🗺 ';margin-right:6px}
.lifecycle-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
@media(max-width:760px){.lifecycle-grid{grid-template-columns:repeat(2,1fr)}}
.phase-card{background:#f5f1ea;border:2px solid #e2d5b8;border-radius:10px;padding:18px 12px;text-align:center;transition:.2s;display:block}
.phase-card:hover{background:#0d1b3d;color:#fff;border-color:#b89968;transform:translateY(-2px)}
.phase-num{display:block;font-size:24px;font-weight:800;color:#b89968;margin-bottom:4px}
.phase-card:hover .phase-num{color:#fff}
.phase-title{display:block;font-size:14px;font-weight:700;color:#0d1b3d;margin-bottom:4px}
.phase-card:hover .phase-title{color:#b89968}
.phase-desc{display:block;font-size:11px;color:#666}
.phase-card:hover .phase-desc{color:#ddd}

/* フェーズセクション */
.phase-section{margin-bottom:48px;scroll-margin-top:80px}
.phase-h2{font-size:22px;color:#0d1b3d;font-weight:700;margin-bottom:20px;padding-bottom:12px;border-bottom:2px solid #b89968}
.phase-badge{display:inline-block;background:#b89968;color:#fff;border-radius:50%;width:32px;height:32px;line-height:32px;text-align:center;font-size:16px;margin-right:10px;vertical-align:middle}

/* ツールカード */
.tool-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
@media(max-width:760px){.tool-grid{grid-template-columns:1fr}}
.tool-card{background:#fff;border-radius:10px;padding:24px;box-shadow:0 2px 10px rgba(0,0,0,.06);transition:.2s;display:flex;flex-direction:column;gap:10px;border:2px solid transparent}
.tool-card:not(.disabled):hover{transform:translateY(-3px);box-shadow:0 6px 20px rgba(13,27,61,.15);border-color:#b89968}
.tool-card.disabled{opacity:.65;background:#f4f4f1}
.tool-icon{font-size:36px;margin-bottom:4px}
.tool-card h3{font-size:17px;color:#0d1b3d;font-weight:700;line-height:1.4}
.tool-card p{font-size:13px;color:#555;flex-grow:1}
.tool-meta{display:inline-block;font-size:11px;color:#b89968;font-weight:700;background:#f5f1ea;padding:3px 8px;border-radius:3px;align-self:flex-start}
.tool-card.disabled .tool-meta{color:#999;background:#e7e7e3}
.tool-btn{display:inline-block;background:#0d1b3d;color:#fff;padding:10px 16px;border-radius:6px;font-weight:700;font-size:14px;text-align:center;margin-top:8px;transition:.2s}
.tool-card:hover .tool-btn{background:#b89968}
.tool-btn-disabled{display:inline-block;background:#ccc;color:#888;padding:10px 16px;border-radius:6px;font-weight:700;font-size:14px;text-align:center;margin-top:8px;cursor:not-allowed}

/* CTAブロック */
.cta-block{background:linear-gradient(135deg,#0d1b3d 0%,#2c4480 100%);color:#fff;border-radius:12px;padding:36px 24px;text-align:center;margin-top:40px}
.cta-block h2{font-size:20px;margin-bottom:10px;color:#b89968}
.cta-block p{font-size:14px;margin-bottom:18px}
.cta-link{display:inline-block;background:#b89968;color:#fff;padding:12px 28px;border-radius:6px;font-weight:700;transition:.2s}
.cta-link:hover{background:#fff;color:#0d1b3d}

/* フッター */
.site-footer{background:#0d1b3d;color:#aaa;padding:24px 0;margin-top:40px}
.footer-inner{max-width:1080px;margin:0 auto;padding:0 20px;text-align:center;font-size:12px}
.footer-links a{color:#b89968;text-decoration:underline}
.footer-links a:hover{color:#fff}
.copyright{margin-top:8px;font-size:11px;color:#888}